Quick Descriptions - Part Two

Missed Departure

If you fail to reach the point of departure on time because of failure of public transport or if you have an accident or breakdown we will pay for extra transport and accommodation costs to the limit in the policy.

Holiday Abandonment

If the holiday or journey is necessarily cancelled following a delay of not less than 24 hours beyond the scheduled departure time, the policy will indemnify the insured up to the amount shown in the policy wording.

Ski Equipment

The policy will indemnify the insured in respect of loss or breakage of ski equipment up to the amount shown in the policy.

Ski Hire

The policy will indemnify the insured up to the limits shown in the policy, in respect to loss or damage to the ski equipment.

Personal Effects & Baggage

The policy will reimburse the insured up to the amount shown in the schedule of cover, for the value of personal property taken or purchased on the trip by the insured, which is accidentally lost, stolen or damaged.

Ski Pack

The policy will indemnify the insured up to the amount shown, for the proportionate value of any unused ski pass, ski hire or tuition fee, in respect of accident or sickness of the insured, or loss or theft of the insured ski pass.

Sports Equipment

The policy will indemnify the insured up to the limits shown in the policy, in respect to loss or damage to the sports equipment, only in transit and not whilst in use.

Piste Closure

In the event that, due to the lack of snowfall or adverse weather conditions in a pre-booked winter sports resort.

Avalanche

The policy will pay the insured up to the amount shown in the schedule of benefits for additional accommodation expenses in the event that the outward or return journey is delayed as a result of avalanche, for at least 12 hours.